🚀 Free Webinar & Paid Coaching Available

Learn to Budget, Build Credit
& Invest — Before You Turn 22

The 4-day crash course designed for young Canadians (and Americans) who want to get ahead with money — before anyone else does.

4 Days
8 Hours
96 Slides
11 Worksheets
16–22 Ages

4 Days. 8 Skills. Life-Changing Habits.

No jargon. No fluff. Just the money skills you actually need — taught in plain language with real examples.

💰

Build a 50/30/20 budget that actually works

🏦

Choose the right bank account & automate savings

💳

Understand your credit score & never miss a payment

🚫

Escape debt traps — BNPL, payday loans & minimum payments

📈

Start investing in ETFs with as little as $25/month

🇨🇦

Master TFSA, RRSP & FHSA — plus US Roth IRA & 401(k)

💼

Launch a side hustle & handle your own taxes

🔥

Build your personal FIRE roadmap to financial freedom

Choose Your Experience

Both options teach the same powerful curriculum. The difference is how personalized and hands-on you want it to be.

Free

Live Group Webinar

📹 Zoom  |  Open to all

$0

No cost, no catch


  • 4-day live Zoom masterclass (8 hours total)
  • 4 daily recap quizzes with answer keys
  • Limited access to the course web hub & resource downloads
  • Certificate of Completion
Reserve My Free Spot →

Sessions fill up fast — grab your spot early

What's Covered — Day by Day

Each session is 2 hours of focused, actionable content. No theory for theory's sake — just skills you can use immediately.

1

💰 Money Mindset, Budgeting, Saving & Banking

2 Hours — Foundations
  • Define money as a tool for time and freedom — not just stuff
  • Sort expenses into Needs vs. Wants and spot hidden budget leaks
  • Build a personal budget using the 50/30/20 rule
  • Compare chequing vs. savings accounts and high-yield savings
  • Calculate compound interest and understand how inflation erodes savings
2

💳 Credit Cards, Debt, Loans & Taxes

2 Hours — Protection
  • Understand how your credit score is calculated (5 key factors)
  • Avoid the minimum payment trap — see what debt really costs you
  • Compare good debt vs. bad debt, BNPL risks, and payday loan traps
  • Pay off debt faster using the Snowball vs. Avalanche method
  • Read and audit a real pay stub — understand every deduction
3

📈 Investing Basics to Wealth Building

2 Hours — Growth
  • Understand the difference between saving and investing
  • Learn how stocks, bonds, ETFs, and index funds actually work
  • Compare TFSA / RRSP / FHSA (Canada) vs. 401(k) / Roth IRA (US)
  • Use Dollar-Cost Averaging (DCA) to invest consistently and stress-free
  • Identify the 5 most common beginner investing mistakes — and avoid them
4

🚀 Side Hustles, FIRE & Your 12-Month Action Plan

2 Hours — Independence
  • Set SMART financial goals across short, medium, and long-term horizons
  • Evaluate renting vs. buying — what makes sense at your age
  • Launch a low-cost side hustle and handle your own freelance taxes
  • Identify financial scams, crypto FOMO, and online money traps
  • Build a personalized 12-Month Money Action Plan you'll actually follow

Your Complete Course Kit

Everything you need is included — slides, worksheets, quizzes, and a certificate. No extra purchases, no subscriptions.

🎞️

4 Slide Decks

96 professionally designed slides — shared after every session

📝

11 Fillable Worksheets

Budget tracker, debt planner, FIRE roadmap, 12-month action plan & more

Paid option

4 Daily Quizzes

Test your knowledge after each session — includes full answer keys

📋

Personal Financial Starter Plan

Your graduation project — a complete personal money plan reviewed by the instructor

Paid option
🏅

Certificate of Completion

Issued upon finishing the course — great for your resume or portfolio

🗓️

Personalized Roadmap

A 12-month money plan built around your actual income, goals & lifestyle

Paid option

Frequently Asked Questions

Still on the fence? Here are answers to the most common questions.

Do I need any prior knowledge about money or finance?

Absolutely not. The Money Launchpad is designed for complete beginners. We start from zero — no finance background, no math beyond basic arithmetic, and no experience required. If you know what a bank account is, you're ready.

Is this course only for Canadians and Americans, or can international students join too?

Everyone is welcome! The course is built Canadian-first — covering TFSA, RRSP, FHSA, T4 slips, and CRA basics — with US equivalents included for every key concept (Roth IRA, 401(k), W-2, IRS). For international students, the core personal finance skills taught here — budgeting, saving, credit management, investing fundamentals, debt strategies, and building a financial plan — are universal and apply no matter where you live. While the specific account names and financial products may differ in your country, the principles and habits you'll learn are exactly the same. Whether you're in Toronto, Texas, or Tokyo, you'll walk away with real, actionable knowledge you can apply right away.

What's the real difference between the Free and Paid options?

The Free Webinar gives you the full 4-day curriculum in a live group Zoom format — you'll learn everything covered in the course. The Paid option ($49) limits the group to 1–3 people so you can work through your real scenarios (your rent, your debt, your income), get all 11 worksheets, have your Personal Financial Starter Plan reviewed by the instructor, and receive a custom 12-month roadmap. It's the difference between watching a cooking show and cooking the meal yourself with a chef standing next to you.

What do I need to attend the Zoom sessions?

Just a phone, tablet, or laptop with a stable internet connection. A camera and microphone are helpful but not required for the free webinar. For the paid 1-on-1 sessions, a camera is recommended so we can work interactively.

How do I receive the course materials?

After you register, you'll receive an email confirmation with the Zoom link and a link to the course web hub where all slides, worksheets, and quizzes can be downloaded. Materials are also shared in the Zoom chat at the end of each session.

Is the Certificate of Completion recognized anywhere?

It's a course completion certificate issued by thinkcomplete.com — not a regulated credential, but a great addition to your resume, LinkedIn profile, or student portfolio to show you've invested in your financial education. Many employers appreciate proactive self-development, especially in this area.

Limited Spots Available

Ready to Take Control
of Your Money?

Choose your option below and secure your spot. The sooner you start, the more time compound interest has to work for you.

No credit card required for the free option  ·  100% focused on real-world money skills  ·  thinkcomplete.com